James T. Frances, 95 passed away Sunday May 3rd. He was the Founder of F and M Tile and Terrazzo Company. James enjoyed photography, travel, art, and music. He served in the US Army in World War II, in the European theater that landed in Normandy. He engaged in battles in France, Germany, and Czechoslovakia. James was preceded in death by wife Charlotte Frances. He is survived by sister Erma Taulman and nephews. Private family services were held. Entombment in Greenlawn Memorial Park. Preferred memorials in James' honor may be made to St. Jude's Children's Hospital. Arrangements entrusted to FairHaven Funeral Home and Cremation Services.